Episode 09

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Notes of the Episode

Meet Dr. Randy Lehman. At 33 years old, Dr. Lehman is already enjoying true financial freedom with his family. In this episode, he will share the best practices that helped him succeed as a doctor and real estate investor and gain financial independence quickly. 

Dr. Lehman details the hyper-efficient habits that help him juggle medical practice and investing in real estate and dives deep into his minimalist lifestyle and how he tracks his net worth. We’ll also hear about ways to invest in real estate and Dr. Lehman’s mindset on leveraging to achieve financial independence quickly. 


Key Points from This Episode

  • Dr. Lehman is a 33-year-old Rural Surgeon.
  • Two ways to define financial independence.
  • Dr. Lehman’s greatest mentor.
  • Creating a spread between what you make and what you spend.
  • Leveraging the things that you’re buying.
  • Get started by putting money away and start investing.
  • The only way to afford to lose money is to get out of the paycheck-to-paycheck mindset.
  • How Dr. Lehman graduated from residency with no debt and possessing cash-flowing assets.
  • The house is the biggest problem.
  • The initial steps to financial independence are to sell your house and slash your lifestyle.
  • Being hyper-efficient allowed him to juggle medical practice and real estate investment.
  • How living a minimalist life helps you achieve financial independence.
  • How Dr. Lehman tracks his net worth.
  • Several ways to invest in real estate: tax liens, house-hack, industrial NNN commercial properties, and meeting the real estate professional status.
  • Dr. Lehman’s “Leverage made simple.”



“The house that you buy determines so many other expenses that you make.” [00:15:53]

“The most important thing to find the time is to eliminate your vices and eliminate your dead time.” [00:19:43]

“You’ve got to hack your life and hack your own personality to figure out what’s the most efficient  way to carry things forward.” [00:21:33] 

“What gets measured gets managed.” [00:26:53]

“No risk, no return.” [00:32:56]


Links Mentioned:

Dr. Randy Lehman on Facebook

Real Estate CPA podcast


Baby Steps Millionaires: How Ordinary People Built Extraordinary Wealth – and How You Can Too by Dave Ramsey and Ramsey Press 

Rich Dad Poor Dad: 20th Anniversary Edition: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not! by Robert Kiyosaki

Rich Dad’s CASHFLOW Quadrant: Rich Dad’s Guide to Financial Freedom by Robert Kiyosaki


About Dr. Randy Lehman

Dr. Lehman is a Rural Surgeon in Winamac, Indiana, specializing in abdominal contents, including the esophagus, stomach, liver, gallbladder, pancreas, and often thyroid glands. He has been in practice for about ten years and is affiliated with Pulaski Memorial Hospital and Franciscan Health Rensselaer, Inc. He received his medical degree from the University of Cincinnati College of Medicine.

Dr. Lehman lives a minimalist lifestyle focusing on pouring money and capital back into his community and causes that he’s passionate about. He grew up in a farming community where he learned much about buying land and farms from his grandfather. His grandfather was very strategic about expenses and income, greatly influencing him.

Dr. Lehman and his wife are licensed pilots and have been married for five years with two children. 

Transcript of Episode

Coming soon…